Terms and Conditions

Welcome to KIFM! These terms and conditions outline the rules and regulations for the use of KIFM’s website, educational content, and services.

This website is owned and powered by Sanjay Pandita.

By accessing this website or using any of our services, you agree to comply with and be bound by these Terms and Conditions. If you disagree with any part of the terms, please refrain from using our Site or services.

1. Acceptance of Terms

By accessing or using the KIFM website, educational resources, and related services, you agree to be bound by these terms and conditions, as well as our Privacy Policy (which governs how we collect and handle your personal data). If you are under the age of 18, you must have permission from a parent or legal guardian to use the website.

2. Use of the Website

KIFM grants you a limited, non-exclusive, non-transferable license to access and use the website for educational purposes only. You agree not to use the Site for any unlawful or prohibited activities, including but not limited to:

• Violating any applicable laws or regulations.

• Attempting to reverse-engineer, decompile, or manipulate the website’s code.

• Uploading or transmitting malicious software, viruses, or harmful content.

You are responsible for maintaining the confidentiality of your account details and for all activities that occur under your account.

3. Educational Content

All educational content, including but not limited to courses, lessons, videos, articles, and downloadable materials, is provided for informational purposes only. While we make every effort to ensure the accuracy and quality of the content, KIFM makes no warranties regarding the completeness, reliability, or suitability of the materials for your specific needs.

• License to Use Content : You are granted a non-exclusive, non-transferable license to access and use the educational content for personal, non-commercial purposes. Redistribution, modification, or use of our materials for commercial purposes is prohibited without express written consent from KIFM.

• Content Ownership : All content available on the KIFM website is owned by KIFM or our content partners and is protected by copyright laws.

4. Account Registration and Security

To access certain features of the KIFM website, you may be required to register for an account. You agree to provide accurate, current, and complete information during the registration process and to update this information if it changes.

You are responsible for maintaining the confidentiality of your account login credentials. If you believe your account has been compromised, you must notify KIFM immediately.

5. Payment and Subscriptions

Some services on the KIFM website may be offered on a paid subscription or one-time payment basis. By subscribing to paid content, you agree to pay the fees specified and any applicable taxes.

• Billing : You authorize KIFM to charge the payment method you provide. Payments are non-refundable unless otherwise stated in our refund policy.

• Subscription Renewals : If you subscribe to a recurring service, such as a monthly or annual subscription, your subscription will automatically renew unless you cancel before the next billing cycle.

6. Prohibited Uses

You may not use the Site or its services in the following ways:

• Engaging in any activity that could damage, disable, or impair the Site’s functionality.

• Using the website for any illegal, abusive, or harmful activity, including but not limited to fraud, harassment, or spamming.

• Attempting to access or interfere with any part of the Site or its infrastructure without authorization.

7. Privacy and Data Protection

Your use of the KIFM website is also governed by our Privacy Policy, which outlines how we collect, use, and protect your personal information. By using the Site, you consent to the collection and use of your data as described in the Privacy Policy.

8. Intellectual Property Rights

All content, trademarks, logos, and other intellectual property on the KIFM website are owned by KIFM or its licensors and are protected by intellectual property laws.

You agree not to infringe, misuse, or copy any of KIFM’s intellectual property without our explicit permission.

9. Disclaimers

The information and services provided on the KIFM website are on an “as is” basis. KIFM makes no representations or warranties regarding the accuracy, reliability, or suitability of the content for your needs. We disclaim any responsibility for:

• Errors, omissions, or inaccuracies in the content.

• Any damage or loss that may arise from using the website or educational resources.

• Any third-party websites linked to from the KIFM site.

10. Limitation of Liability

To the fullest extent permitted by law, KIFM shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising from:

• Your use or inability to use the website or educational content.

• Any errors or omissions in the content.

• Any unauthorized access to or alteration of your account.

11. Indemnification

You agree to indemnify and hold KIFM, its affiliates, officers, employees, and agents harmless from any claims, damages, losses, or expenses arising out of:

• Violation of these Terms and Conditions.

• Violation of any rights of third parties.

12. Termination

KIFM reserves the right to suspend or terminate your access to the website at our sole discretion, including for any violations of these Terms and Conditions. Upon termination, all licenses and rights granted to you will immediately end, and you must cease using the Site.

13. Modifications to Terms

KIFM reserves the right to update or modify these Terms and Conditions at any time. Any changes will be posted on this page with the updated date. Your continued use of the website after such changes constitutes your acceptance of the updated Terms.

14. Contact Information

If you have any questions or concerns regarding these Terms and Conditions, please contact us at:

Website: www.kifm.in

Email: info@kifm.in